Mortgages

Securing a mortgage with a Skilled Worker visa can be challenging due to the visa’s temporary status. Although renewable and potentially aligned with your job contract, it may be viewed as a higher risk by some lenders.

As a teacher, your job security is a plus when it comes to mortgages!

Lenders value stability, and experienced educators are in high demand.

But here’s the key: Finding the right mortgage requires expertise.  At Brions Financial Solutions, our experienced mortgage brokers ensure you get a mortgage that fits your needs and budget.

The amount you can borrow as a contractor depends on your financial picture. Here’s a breakdown:

Annual Income: Lenders base their decision on your yearly earnings.

Affordability Assessment: This process considers your income and outgoings to ensure the mortgage is manageable.

Credit History: A strong credit history reassures lenders you’re a reliable borrower.

Owning a high-value property comes with unique financial considerations. Traditional mortgage options might not always be suitable.

At Brions Financial Services, we understand your needs. Here’s why:

• Non-standard Income: We look beyond traditional income verification to consider your assets and wealth management strategies.
• Larger Loans: We partner with lenders specialising in high-value properties, offering access to mortgages exceeding £1 million.
• Flexible Options: We explore various mortgage products to find the best fit for your financial situation and goals.

Don’t settle for limitations. Let Brions help you unlock the possibilities.